Don’t Take Loan unless You are a Specialist

Topic: Don’t Take Loan unless You are a Specialist | Avoid Interest Bearing Liability | Debt | Bangladesh -Usually Businesses take loan to make money where as in most cases households take loan for non-money generating consumption. This is not a good idea as people consume at current period from future earnings. Due to lack of financial education sometimes people have to bear the burden of higher interest due to compound interest factor. Taking loan can be wise decision only if that loan can bring some sort of earnings (cash flow).

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